Frequently Asked Questions

You pay $1 through Stripe — a secure, industry-standard payment processor. We never see your card details. After payment is confirmed, your tool unlocks immediately in your browser for 24 hours. No account needed.

Each tool is accessible for 24 hours from the time of payment. Access is stored in your browser — if you clear your browser data or use a different device, you will need to pay again. Each tool's 24-hour window runs independently.

No. GRAHAM is an educational AI tool inspired by Benjamin Graham's value investing principles. It is not a licensed financial advisor. All analysis is for informational purposes only. Always consult a licensed financial professional before making investment decisions.

Margin of Safety is Benjamin Graham's core investing concept. It is the difference between a stock's intrinsic value (what it's actually worth) and its current market price (what you pay). A positive margin means you're buying below true value — a cushion against being wrong. Graham recommended a minimum 33% margin before buying.

GRAHAM scores every stock against Benjamin Graham's 7 Defensive Criteria — financial strength, earnings stability, dividend history, valuation, and more. A stock passing 7/7 criteria earns Grade A. Passing 5-6 earns Grade B. Passing 3-4 earns Grade C. Passing fewer than 3 is a FAIL. Grade A and B are acceptable for defensive investors.

GRAHAM uses live market data from Alpha Vantage combined with AI analysis based on Graham's published framework. The analysis reflects known fundamentals as of the data provided. It may not capture the most recent earnings reports or breaking news. Always verify key numbers independently before making decisions.

The Emotion Gate is a psychological checkpoint built into GRAHAM. Before making a trade, it asks you 4 questions to determine whether your decision is based on analysis or emotion. Graham believed the investor's worst enemy is themselves — the Emotion Gate helps you make rational decisions, not reactive ones.

All sales are final given the $1 price point. However, if a tool fails to work due to a technical error on our end, email us at allaitoolshop@gmail.com and we will make it right.

No. GRAHAM is an independent AI tool inspired by the value investing principles of Benjamin Graham. It is not affiliated with, endorsed by, or connected to the estate of Benjamin Graham or HarperCollins Publishers (publisher of The Intelligent Investor).

You can analyze any publicly traded US stock by entering its ticker symbol (e.g. AAPL for Apple, TSLA for Tesla). You can also type the company name and GRAHAM will find the right ticker automatically. International stocks may have limited data availability.

Yes — All AI Tool Shop is a growing platform. New tools will be added regularly across categories including scripture study, writing, productivity, and more. Each tool follows the same $1 pay-per-use model.